VELAR CAPITAL
USDT yield calculator: calculate the accrual
Calculate the accrual for your amount and term with the same formula the platform core uses. All you need is an amount in USDT and a term: the rate is a plan condition, not a promise of payment.
Formula and example
Accrual is calculated from the body and the daily rate with a cumulative floor: the sum of daily amounts equals the accrual for the whole term.
Terms and rates
The rate grows with the amount and the term; a longer term adds a fixed step and is capped. The rate is fixed when the deposit is opened.
What to check yourself
Every number can be checked: the plan grid is public, accruals appear in the cabinet ledger, and cycle aggregates are published openly.
| Tier | Minimum deposit | Term 30 days | Term 90 days | Term 180 days | Early-exit fee |
|---|---|---|---|---|---|
| T1 · Piggy bank | 10 – 29.99 | 1.2 % | 1.4 % | 1.6 % | 2 % |
| T2 · Start | 30 – 99.99 | 1.4 % | 1.6 % | 1.8 % | 2 % |
| T3 · Retail | 100 – 299.99 | 1.6 % | 1.8 % | 2 % | 1.5 % |
| T4 · Standard | 300 – 999.99 | 1.8 % | 2 % | 2.2 % | 1.5 % |
| T5 · Plus | 1000 – 2999.99 | 2 % | 2.2 % | 2.4 % | 1 % |
| T6 · Portfolio | 3000 – 9999.99 | 2.2 % | 2.4 % | 2.6 % | 1 % |
| T7 · Professional | 10000 – 24999.99 | 2.35 % | 2.55 % | 2.75 % | 0.5 % |
| T8 · Large | 25000 – 49999.99 | 2.45 % | 2.65 % | 2.85 % | 0.5 % |
| T9 · Premier | 50000 – 74999.99 | 2.5 % | 2.7 % | 2.9 % | 0.25 % |
| T10 · Elite | 75000 – 99999.99 | 2.55 % | 2.75 % | 2.95 % | 0.25 % |
| T11 · Institutional | 100000 – 250000 | 2.6 % | 2.8 % | 3 % | 0 % |
How interest accrues on USDT: questions and answers
What happens if the plan conditions change?
The conditions are recorded when the deposit is opened and apply until the term ends. New conditions apply to new deposits only.
Why is the rate higher than a bank rate?
The rate is a plan condition, not a trading report: no external source of accrual is declared, and payments come from turnover. The higher the rate, the shorter the cash horizon.
How is a USDT deposit different from staking?
With staking the reward depends on the network and its rules; here the amount and the term are set by the plan: the rate is a plan condition and the body returns after the term. Income is not guaranteed in either case.